It's the reality and something you need to know as you embark on 4 years of medical school.
Whether you come from a low income household or not, the loans are meant to give you enough to live on as well as to pay tuition.
I would recommend taking out the maximum offered the first year, then see how that goes. If you are a frugal person you may find that you didn't spend as much as they estimated on housing, food, etc. But what if your car breaks down & needs big $$ repairs? The loan amount is a cushion for this kind of stuff.
You have to submit a new FAFSA each year while med school, don't forget to do that. If you didn't need the whole loan amount first year, take out less the second year.
Learn about this now to increase knowledge and minimize the fear of the unknown. You will bring home a salary staring the first month of your residency and more when your residency is done; you will be able to pay off these loans.