I was just approved for the VR&E program for med school (covering the difference in my financial aid and cost) but my counselor keeps saying that I'm limited to 48 months of coverage. Problem is I almost completely exhausted my GI bill benefits (19 days left), so I have slightly more than a year of coverage under the VR&E program until I'm finished with the 48 months. I'm also at 90% SCD. When the first year is up do my benefits just drop? Or when I'm approved, since I had to submit curriculum stuff (the counselor wrote my class date of 2023), and whatnot is my ENTIRE course of study approved along with it? Meaning I'm covered for the whole time? Also when my wife exhausted her GI bill she got $1200 back from when we had to buy into the GI bill, I asked my VR&E counselor and she got pretty upset and was saying I was double dipping for asking if I'd get my money back.
Congrats on being approved.
It's odd that your counselor approved you and is limiting you to 48 months rather to completion, AND odd that she is specifying that it will cost the difference between financial aid and total cost. I didn't have any financial aid in med school, but I did in undergrad (voc rehab for both) and the full amount up to the cap (private) was paid, and the fall semester excess was paid back to me (spring wasnt fully covered due to annual cap, but WAS covered between the remaining, fin aid, and left over fin aid from the previous semester due to "overpayment"). Anyway, that's why I find it odd.
If she truly is is only covering you for 12 months, that should get you through the first year and the first semester of year 2, but yes, from the sound of it, it will just drop. This additionally sounds odd because of it being an employment program - halfway through year two, you will not be employed - rather you will not have even taken boards yet.
Regarding submitted your whole curriculum - The entire duration of the program SHOULD be covered if approved, since they are supposed to see you through to employment (residency in this case).
Not sure why your counselor got upset - it's a fair question about the $1200. No you will not get the $1200 back if you start using voc rehab. If you were to use up the last 19 days of GI Bill without voc rehab you would, but once you switch, you will not "exhaust" the GI Bill as you'd be exhausting voc rehab then. I wouldn't worry about this all that much though because while you currently still rate the GI Bill, making the switch to voc rehab allows you to receive a stipend at or around the level of BAH like you'd get with the GI Bill. If you were to exhaust 9/11 to get the $1200 and then make the switch, the standard stipend is often much less than the BAH amount, and thus you'd likely get the difference back relatively quickly and then some depending on your location.