This is from the last page, but still seems relevant
Those people are bloat. They are being paid to do something that provides no benefit to anyone other than the bottom line of the insurance company. They should be retrained to do something useful. The Jayapal bill (HB1382) includes provisions for this retraining.
This is easy to say, until you're the one being retrained. Not everyone wants to be retrained, and not everyone can be retrained. And, if we retrain everyone and they still make the same salary, then we haven't saved any money. (If they are doing "new things" that are "better" then perhaps we get more value, but I have trouble seeing how that would work for insurance workers).
To be clear: I agree with you. I see much of the money spent on insurance admin as waste, and would like to see it cut. But it's important to be able to see the situation from everyone's viewpoint, and there are lots of people who would be hurt by this decision.
If the hospitals cannot function on the mandated rates, the government will be forced to increase the rates or see no service available. Medicare rates are not set in stone. They are able to be low now because the hospitals make it up by gouging the private insurance companies. If everyone had the same coverage that would no longer be an option.
If Medicare raises rates, then there isn't any savings any more. And if there is only one payor, it's also very likely that they will just tell hospitals to "deal with the current payment levels". In fact, that's exactly the argument you're making about the drug companies now -- that those that have a corner on the market can set the price anywhere they want. The same would be true for Medicare. Who decides how much a primary care office visit is paid, or a brain tumor removal?
---
There's only one thing that everyone agrees upon: The current system is broken. Most people would agree that many drugs and treatments are too expensive. But how to fix that is complicated -- if you think you have a simple solution, you're wrong.
There's the group that thinks that more gov't involvement in healthcare is the right answer. The gov't should own all of healthcare, paid by taxes. It should be a service delivered to all citizens at taxpayer expense. The gov't should set prices, and determine what is covered and what is not covered. This would fix the uninsured (mostly), and presumably drug and device prices would drop by government fiat. Paying for it almost certainly requires a more progressive tax structure which some will find objectionable. Physician salaries will probably drop. The VA has been mentioned as an example of this type of system, and although in my experience in VA's I have loved taking care of vets, it's not a system I would want to work in or receive care in -- it's underfunded, support staff are often less than optimal, and the bureaucracy is a nightmare. Depending on how healthcare workers are paid, you might get a "race to the bottom" -- people trying to work as little as possible to get their paycheck. Innovation would likely be stifled, since the govenrment would tell you what you could and couldn't do.
Then, there's the group that thinks that less gov't involvement is the right answer. The gov't creating all sorts of requirements -- EMTALA, how wide hallways need to be, EMR meaningful use, Certificates of Need, pre-existing disease coverage, etc -- is what's driving up the cost of insurance and prices. There is certainly some truth to this -- prices are set ridic high so we can then give insurers a "discount" and get a reasonable price, but those without insurance are left paying the full price. And since lots of people don't pay anything for their healthcare, we have to overcharge those that do to pay for it. The argument on this side is that if gov't got out of the way, the market would fix things. Insulin is too expensive? Get rid of the crazy laws protecting patents and allowing drug companies to make a small tweak to their drug/delivery, then remove the old one from the market before generics (hence preventing generics). Etc. Supporters of this idea would point out that good primary care can probably cost similar to a monthly cell phone bill, and should be affordable to all. But, this solution is fraught with problems also -- people make bad choices, and it's quite likely that many will not have insurance and get ill, and a system that depends upon charity for a large swath of the populace is a poor choice. And removing regulations does lead to corporate malfeasance by some trying to make a profit.
IMHO, the most important part of this discussion is to see the viewpoint of the people on the side you disagree with. There are negative unintended consequences for both choices. Which one is "better" depends upon how you weight the problem you think needs to be fixed vs the downstream new problems your solution will create. That way, at least we can have an honest discussion of how we might proceed. Unfortunately, in our increasingly polarized society, good open debate of controversies gets overwhelmed in gotcha soundbites and media outlets / information sources that are one sided and simplistic.