i dont believe you do, check out fsmb.org and look at the specific state requirements, i forget if they said anything about actually being in a residency program to take the test, and if you can find even 1 state that allows people who havent graduated to take it then you can register for the exam through that state and still take it where you live, its the best scam going. stupid states like new york want you to fork over another 700 bones for a license application when you can just sign up through another state and just pay the base price!