To answer a few questions raaised here. The first two years are pass/fail, but grades are kept for MD/PhD students and are also kept in case you want to try to apply later for MD/PhD. I don't really know how much any of this counts towards AOA.
It's hard to define a "typical" day, especially during first year during anatomy. Basically we'd have two hours or so of lecture in the morning, then three blocks or so, one of which would be dissection, one a small lecture (20 or so students), and one block off or perhaps in another small lecture. Essentially count on 9-5, with a lunch break in the middle and one or two afternoons off per week. Second term is much the same except you have histology lab etc rather than dissection. Anatomy is done with groups of 6, but only 2 will be working at a time, the other 4 are supposed to return towards the end of each afternoon block and see what was accomplished. Many people start skipping some of the small lectures, etc so the day really isn't as long as it sounds.
Second year is less class time but more material, count on 9-11 or 12, a break for lunch, and then a seminar or conference in the afternoon for 2 hours or so.
Average lecture attendence is somewhere around 50%.
Time between exams varies depending on the topic. The schedule is set by how much time it takes to get through the material, but expect one exam about every three to four weeks.Essentially one exam per organ system or section (in anatomy there's an exam on the upper limb, then thorax, head and neck, etc and then with physio you'll do a few weeks on cardio, have an exam, then respiratory, etc).
As far as the dorms thing I stayed in the same room for the first two years and am moving to a larger room, but in the same building for next year. Rubin really isn't so bad. I like being so close to everything and the rent is certainly reasonable for the area. One downside is the construction going on next door. A commercial research park is under construction, when they were pounding in posts for the foundation it was somewhat of a distraction . . . but most of the noise has abated, at least for the time being.
I've really enjoyed my time at NYU and feel well prepared for the boards (most people here, including me are taking them on Friday). If there is anything else I can help with, don't hesitate to send me a PM.