This is pretty standard for stafford loans. In fact, you can Google it very easily. The amount differs considerably fo undergrad/grad. For grad you can borrow upt to 18,500/year (8500 sub/10000 unsub). However, for undergrad it is much less and contingent on your dependent status. If you are independent tax-wise you will get more. Look it up for specific numbers, it was too long ago for me to remember. Then you can apply for private loans. For undergrad programs, keep in mind you will have many moreprivate loans, and loans accruing interest for more years than a post-grad program.