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Thats part of the reason why I'm interested in maxing out federal loans. Its like insurance. If I get disabled, have major health issues, fail out, get kicked out, get a felony conviction, decide medicine is not my calling, have to take care of a sick loved one, or doctors salary are drastically reduced to half of what they are now, I won't owe anything or will owe a lot less
That’s sounds like a terrible idea. Totally wrong approach to debt and the mindframe that would rationalize borrowing to the max that way will do you a big disservice with all things financial in life.
Even quadriplegics typically need to hire lawyers to get their federal loans forgiven for their disability.