Actually student loan is the best debt to have if you don’t have any intention of paying it back or if you planning to work for the government or non profit organization so your loan regardless if it is $100 k or $200 k will be forgiven on the tax payer’s dime. The government cap repayment and as long as you are enrolled in the program and even if your repayment is $1/month, your credit score won’t be affected.
It is not that easy to declare bankruptcy. You have to prove to the court that you can’t possibly pay off your debt. In addition, you have to pay tax on the debt that is forgiven.
And yes, our healthcare system is trash. Just look at the metrics.
Do you know US life expectancy has been in dropping, even before covid? China life expectancy has exceeded the US.
You have to remember we are in the top 10%. Our experiences are totally different from the lower and middle class experience.
Yes, and that was directly to heroin/sufentanyl overdoses. The US healthcare system does have major issues compared to other western nations, but the drop in life expectancy (before Covid) was directly because of drugs. And yes, an argument can be made that lack of access to drug treatment/mental health treatment is the issue.....yet there are other western nations that also have lack of access to drug treatment/mental health treatment, and they don't have the drug issue the US has. There is more than one factor involved.
May I nitpick here? I have never understood the “I pay for schools even though I don’t have children” ‘complaint’. Like do people think they don’t get a benefit from other people being educated? Like would they be better off if most Americans were even more illiterate/uneducated? Obviously not. It’s a real lack of thinking about it for even 2 seconds.
Haha, as someone with far more than the average of 2.4 children, I can be said to benefit from other's taxes.
I throw that out as a common complaint I've heard from childless people--paying for schools is something that everyone does, whether they have children or not. And yes, it benefits all of us. A good portion of taxes that we pay benefit all of us in some way, even if it is only indirectly.
This. I don't think most people know how many full-time working people have health insurance through medicaid. I see people acting like Medicaid is a benefit for "lazy" people, but it is really a benefit for working class people.
Biden is fighting for political survival right now. If he loses, then the new DOJ might go after his family. You see crap like this all of the times in third world country.
HAHAHAHAHAHA. I'll be honest, I didn't vote for Biden (nor did I vote for Trump.) Seeing how well Biden is doing now, if I could go back in time, I would vote for him. Actually, I probably still wouldn't, Biden was going to win IL, regardless of how I voted. Biden is such an average corporatist politician, but that is what we needed after a megalomaniac fascist.
The DOJ isn't going to go after Biden's family just because he loses. They will go after any criminals in his family regardless of whether or not he is the president. I've seen no evidence (other than memes) that there are any criminals in Biden's family.
The US is not a 3rd world country, although people of wealth and connections often are able to get away with far more crime than anyone else would be able to. To some extent, to only a certain level. Treason/stealing nuclear or spy documents would have guaranteed anyone else but an ex-president an immediate arrest. But delayed justice, can still be justice, and it looks like the FBI/DOJ is finally moving on evidence which they should have moved on months ago.
The problem with student loan forgiveness is that it changes nothing. Schools will continue to jack up tuition every year and kids will continue to sign their life away no matter what price.
I agree with that. Loan forgiveness is a bandaid, and a bandaid is needed, but I 100% agree that the larger issue must be looked at.